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States do little to publicize their waivers and discounts for seniors, and there’s no website that will give you all the answers.In fact, every aspect of these programs – age, income, residential and educational eligibility, enrollment deadlines – varies from program to program, so you’ll have to do some web searching to learn what’s available specifically for you.

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Here are stories, analogies, research findings and other examples that provide wonderful illustrations for learning, and inspiration for self-development.

In fact, according to a 2008 study by the American Council on Education, at least 60 percent of accredited, degree-granting educational institutions nationwide offer tuition waivers for senior learners. states – including New York – have mandated tuition waivers and/or discounts for older adults at public colleges and universities.

A number of colleges allow seniors to audit classes at no charge, and others offer hefty tuition discounts for classes taken for credit. Some Ivy League schools offer opportunities, too; an example is Columbia University‘s Lifelong Learners auditing program, where seniors are “silent citizens” of the classroom unless invited to speak!